Selling Probate Property in Chorley

Selling Probate Property in Chorley
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When someone passes away in Chorley, their property becomes your responsibility.

Most people have no idea where to start. The probate process feels like learning a foreign language.

We’ve helped many Chorley families navigate this confusing journey. The court applications. The property clearances. The decisions that can’t wait forever.

Every family faces the same overwhelming questions.

That’s why we created our probate team at Property Buyers Today. To guide you through each step without the confusion.

This guide explains Chorley probate property sales simply. You’ll grasp the process quickly, avoid expensive traps, and move forward with confidence.

Get the guidance you need during this challenging chapter.


Three Smart Ways to Sell Your Inherited Chorley Property

Estate Agents

The traditional route requires patience and investment:

  • Average sale time: 6-9 months
  • 1 in 3 transactions falls through
  • Success depends on local market conditions & buyers can pull out
  • You’ll face several costs:
    • Commission fees (up to 3%)
    • Conveyancing fees (up to £3,000)
    • Potential home staging expenses
    • Certificate renewal if needed (i.e. EPC certificate)

Property Auction 

Going under the hammer offers fast, certain sales:

  • Timeline: 3-4 months
  • Exchange happens immediately when hammer falls
  • Key considerations:
    • Risk of selling for lower than you may think
    • Allow 4-8 weeks until auction day
    • Allow 28 days to complete purchase
    • Entry fees apply (up to £1,000)
    • Auction house commission (up to 6%)
  • More specialised knowledge required 

These 3 approaches split into 6 different selling methods. See which suits your needs best in the comparison table below…

Sale MethodTimeframePrice RangeFeesHands-on LevelAdditional Notes
Cash House Buyers7-28 days75-85%None + legal fees coveredMinimalQuickest most certain sale route 
Traditional Auctions3-4 months75-90%2-3% + entry fee + legal feesMediumExchange on auction day, in a physical auction house
Modern Method of Auction 3-5 months75-90% 2-3% + entry fee + legal feesMedium Online bidding, more flexible completion
Online Estate Agents4-7 months85-100%Fixed fee i.e.  £500-£1000 + legal feesVery HighSelf-manage viewings & marketing
Traditional Estate Agents6-9 months90-100%1-3% + VAT + legal feesHighRegular viewings, negotiations 
Assisted Sale (with or without cash advance)~12 months100% +Mortgage payments deducted + renovation costsLowCan have partial upfront payment, buyer handles all refurb costs


How Property Buyers Today Works

1. Fill in a form

Fill in your details on any form on this page to get started.

2. Receive cash offer

Within 24 hours, you will receive a cash offer on your property.

3. Agree sale

Once the sale is agreed, we’ll take care of the rest, including all fees.

  1. Call our team or complete our online form
  2. We’ll gather key information about your London property
  3. Our specialists analyse recent sales data in your specific London borough
  4. We calculate a preliminary valuation based on location, property type, and condition

This entire process is designed to be efficient and non-intrusive, typically completed within 24 hours.

  1. We present you with a clear, no-obligation cash offer
  2. We walk you through how we calculated the offer amount
  3. Take time to consider our offer with no sales tactics
  4. Receive the full offer details in writing
  5. Discuss special requirements or circumstances
  1. We appoint experienced property solicitors
  2. Property Buyers Today covers your legal costs
  3. We handle all required paperwork
  4. Our team manages searches and title checks
  5. Regular reports on the legal process
  6. Swift handling of any legal questions
  7. All documentation prepared for your chosen completion date
  1. Choose when you want to complete (as quick as 7 days)
  2. We handle all final legal verifications
  3. The full agreed amount is transferred to your account on completion day
  4. Receive payment confirmation within hours
  5. Simple and straightforward property transfer
  6. Stay in the property for agreed periods if needed
Get your FREE cash offer today


Chorley’s Current Property Market for Inherited Houses

The Chorley property market offers particular conditions for families handling inherited houses:

  • Steady Price Growth: Property values increased 6.8% throughout the past year – encouraging signs for beneficiaries inheriting homes
  • Affordable Market Town Prices: Chorley homes average £176k, remaining £201,182 below England’s £377,182 average according to Rightmove, keeping inheritance tax obligations lower
  • Cautious Market Conditions: Economic pressures make buyers more selective about property purchases
  • Typical Sale Timeframes: Chorley properties generally need around fifteen weeks to sell through conventional estate agents
  • Market Activity Trends: Property transaction numbers increased by 89 sales compared to the previous year’s figures


Traditional Sale Durations

Selling inherited properties through conventional methods in Chorley requires a substantial time investment:

House Sale Period: Around fifteen weeks for the property transaction itself

Additional Required Delays:

  • Probate completion: 3-6 months typically
  • Mortgage approvals: approximately forty-seven days on average
  • Legal processes: 8 to 12 weeks standard
  • Chain breakdowns: May extend overall timelines by several months


Why Chorley Families Sell Inherited Properties

Chorley families inherit properties and decide to sell for numerous reasons:

  • Period market town houses are expensive to maintain year-round (particularly in central Chorley or Eccleston areas) – heating bills, council tax, and upkeep costs accumulate steadily
  • Multiple family members inherited together – everyone needs their equal share of the property proceeds – information about probate property sales
  • HMRC inheritance tax bills arrived – even Chorley’s reasonable property values can create tax obligations requiring immediate funds
  • Properties requiring substantial work – elderly owners frequently leave homes needing new heating systems, roofing, or structural repairs families cannot finance
  • Family members moved elsewhere previously – some relocated to Manchester, Preston, or further afield, making shared ownership impractical
  • Own homes in other locations – don’t require a Chorley property, but need the inheritance capital
  • Leasehold apartment issues – insufficient remaining lease years for traditional purchasers – help with difficult-to-sell properties
  • Inherited rental properties with tenant difficulties – individuals refusing to pay rent or leave – selling properties with existing tenants
  • Commercial premises inherited – shops, offices, or business buildings, families don’t want to manage
  • Structural property problems – subsidence, dampness, Japanese knotweed, or building damage, typical in older Chorley properties
  • Immediate cash needed for funeral expenses and estate administration costs
  • Properties in unfamiliar Chorley areas – inherited homes in parts of town that beneficiaries don’t know well
  • Weather or electrical damage from old building systems – selling damaged properties
  • Outstanding mortgage debt on inherited property – previous owner had remaining loan payments – avoiding property repossession
  • Family disputes preventing sales – beneficiaries disagreeing about disposal approaches – resolving broken sale chains


Advantages of Choosing Property Buyers Today for Inherited Properties

Saif Derzi established our business and, through our service, has purchased and sold over one thousand properties, including many inherited homes in locations like Chorley. We hold membership with the National Association of Property Buyers and maintain registration with The Property Ombudsman.

Our business operates on principles of transparency and fairness with all clients.

We function as a specialist property team rather than a large impersonal corporation. Our professionals focus on inherited Chorley properties and dedicate themselves to making your sale straightforward and profitable.

Speed

Most house sales take months, but we can buy your property in as little as 7 days.

This quick process is perfect if you need to move soon or want to avoid being stuck in a long chain of buyers and sellers. We have the cash on hand so don’t need to wait for mortgages or a chain to collapse. 

Guaranteed Sale

Did you know 1 in 3 sales fall through on the open market?

We know how frustrating it is to get 6 months into a process and have a buyer pull out.

When we give you the final price for your house, that’s the amount you’ll get. Guaranteed!

No Costs 

You won’t face any costs with us.

We handle all the expenses involved in buying your property, including legal fees and surveys. You get cash in your bank when the sale is complete, and there are no surprise estate agent commissions to worry about.

No Stress Or Hassle

Our team supports you through the whole selling process.

We keep you updated about what’s happening and answer any questions quickly. You’ll always understand what’s going on with your sale and what happens next.

Free Property Valuation 

Our property experts will value your house at no cost to you.

They look carefully at your property and check local market prices to give you an accurate figure. This professional service comes with no obligations.

No Viewings Required

Forget about cleaning and tidying for viewings.

We don’t need multiple visits or open houses to make our offer. This means no strangers walking through your home, and no disruption to your daily life.

All Properties Welcome 

Whether your house needs work or is in perfect condition, we’ll buy it.

We have experience with all types of properties and conditions. This means you can sell your house to us no matter what state it’s in.

Professional Legal Service 

Our expert team manages all the legal requirements for you.

We work with experienced property lawyers who make sure everything runs smoothly, and put your property at the top of their list. This gives you peace of mind that your sale is being handled properly from start to finish.


How We Make Chorley Probate Property Sales Easy

Other companies make inherited property sales complex and stressful. This led us to develop a simpler system.

  • Start Before Probate Completion: Most purchasers insist on finished probate first (six months or more waiting). We begin immediately and manage legal timing coordination.
  • Coordinate Dispersed Family Members: Estate agents give up when beneficiaries live across different regions. We organise everyone using video conferences and digital paperwork.
  • Protect Vacant Properties: Other purchasers leave you covering ongoing costs and insurance for empty houses. We secure and maintain properties from the first day.
  • Purchase Throughout Chorley: From town centre properties to Clayton Brook developments – we complete within one week anywhere. Competitors select only straightforward locations.
  • Buy Properties As-Is: Traditional purchasers demand expensive renovations before buying. We purchase market town houses and period properties exactly as inherited.
  • Handle Occupied Properties: Most purchasers completely avoid properties with sitting tenants. We buy homes with current residents in place.
  • Deploy Cash for Problem Properties: Banks deny mortgages for structural problems, dampness, or lease issues? We use our own funds for properties that others cannot purchase.
  • Meet Tax Payment Schedules: Inheritance tax due to HMRC soon? We complete transactions within seven days, while competitors require six months minimum.
  • Eliminate Chain Risks: Estate agents create vulnerable chains that frequently fail. We operate as direct cash purchasers with no chain complications.
  • Provide Simple Decision Making: Other companies require numerous meetings and group approvals. One telephone conversation delivers your final cash offer.


Chorley Family Success Stories

Inheritance Sale in Clayton-le-Woods

Background: Rebecca inherited her aunt’s 3-bedroom Victorian semi-detached house in Clayton-le-Woods. Living in Scotland made it hard to manage the property, especially since it needed significant updating and had original features that required specialist maintenance.

Challenges:

  • An empty house, getting worse over time
  • Growing council tax and utility bills
  • Worries about security for an empty home
  • The estate agent couldn’t find a buyer after 6 months
  • The property needed a new heating system and roof repairs
  • Original Victorian features needed specialist restoration

Our Solution:

  • From first call to completion in just 13 days
  • Bought the house as-is with all its period property issues
  • Handled all the cleanout requirements
  • Managed switching utilities remotely
  • Took care of all legal arrangements

Rebecca’s Experience: “After months of worry about my aunt’s beautiful but tired Victorian house, Property Buyers Today was exactly what I needed. Their offer was fair considering all the period property maintenance needed, and completing in under two weeks meant I could finally focus on my life in Scotland. They really understood the challenges with these older Chorley houses.”

Chain Break Rescue in Euxton

The Davies family faced disaster when selling their house. They had already committed to buying their dream home in the Lake District, but their Euxton family home buyer suddenly withdrew two days before the exchange.

Challenges:

  • They needed to complete their new house purchase urgently
  • They risked losing their £50,000 deposit
  • Finding a new buyer could take 3-4 months, according to their estate agent
  • The school term was starting, and children needed stability
  • The family faced enormous stress

Our Solution:

  • Making an offer within 24 hours of their call for a rapid home-selling solution
  • Coordinating completion to match their new purchase date
  • Working directly with both sets of solicitors
  • Understanding the family’s urgent timeline needs
  • Providing flexible arrangements for their circumstances

The Davies family said: “When our buyer pulled out at the last minute, we thought our Lake District dream was over. Property Buyers Today literally saved our family move with their fast property sale service. Yes, we received less than the original offer, but when we calculated the costs of delays, lost deposits, and the stress on our children, it made perfect sense. They were incredibly professional and understanding.”

Difficult Leasehold Property in Astley Village

Background: Michael owned a modern apartment in Astley Village with complex leasehold issues and high service charges that made it extremely difficult to sell through traditional channels.

Challenges:

  • Two estate agents refused to market due to leasehold complications
  • High service charges of £3,500 per year deterred buyers
  • The lease had only 85 years remaining
  • The management company had ongoing disputes
  • The property had been on the market for 9 months

Our Solution:

  • Purchasing the property despite its leasehold complications
  • Understanding all the service charge and lease length issues
  • Completing the sale in just 12 days
  • Managing all complex leasehold legal documentation
  • No requirement for lease extension

Michael said: “I thought I’d never sell my apartment because of all the leasehold problems and high charges. Property Buyers Today’s speedy house sale service offered a fair price, considering the complications, and handled everything so professionally. They understood leasehold properties and made it simple when everyone else made it complicated.”


All Chorley Areas We Help With Inherited Properties

We purchase inherited properties throughout Chorley. Our local expertise means understanding the particular challenges families face in each location:

Central Chorley

Town centre, St. Georges, Gillibrand, Cowling

Family Challenges: Victorian terraced houses requiring expensive heating and repairs, property values fluctuating, relatives moved away from Chorley years ago

Our Expertise: Specialists in older Chorley property types, provide rapid valuations, coordinate with families living elsewhere in Lancashire or beyond

Chorley Family Suburbs

Clayton Brook, Euxton, Buckshaw Village, Whittle-le-Woods

Family Challenges: Modern family homes too large for remaining relatives, popular areas but properties still need updating, inheritance tax concerns with higher values

Our Expertise: Quick purchases of family properties, understanding premium Chorley locations, assisting with inheritance tax timing requirements

Chorley Villages

Eccleston, Mawdesley, Croston, Wheelton

Family Challenges: Village properties costly to maintain throughout the year, families prefer town living, high heating and maintenance expenses

Our Expertise: Experienced with village property values, understanding rural maintenance costs, and purchasing high-maintenance properties

Chorley Surrounding Areas

Leyland, Adlington, Standish, Coppull

Family Challenges: Traditional Lancashire market town houses with period characteristics, families relocated to larger cities, need local market knowledge

Our Expertise: Specialists in Lancashire heritage properties, working with families now in Manchester/Preston, with comprehensive knowledge of local Leyland/Adlington/Standish markets


Selling Probate Property in Chorley – Property Questions

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